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>"Living wage" may include having enough margin to save such that one may retire .

Doesn't seem to be.

>[The living wage model] does not provide a financial means for planning for the future through savings and investment or for the purchase of capital assets (e.g., provisions for retirement or home purchases).

https://livingwage.mit.edu/resources/Living-Wage-Users-Guide...



I stand corrected!

Must be childcare costs & housing making it so high, then. I gather childcare costs vary quite a bit from city to city, and in my cheaper location those are easily the two biggest expenses, with childcare eclipsing housing by a fair margin, for 1-parent and 2-parents-both-working categories on the calculator, with 3 kids.

FWIW only the "management" category's average income is (barely) above the "living wage" for a single-adult household, for three kids, here. Since that's pre-tax income, yeah, I'd say that's about right. Kids are crazy-expensive.




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