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I haven't had cash on me for more than a year now.

I use Alipay or WeChat for pretty much anything: groceries, bills, plane tickets, hotels, rent...

I actually have to use LastPass to remember the codes of my debit/credit cards.

Even traveling to Hong Kong feels backward; you have to go to an ATM, get money and then struggle with change in your pockets for the rest of the week.

I really hope this trend goes global and helps create a more competitive space for banks; it would be good to see them trying to innovate a bit.



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